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Repairs come at no additional cost — labor and shipping are included. Coverage begins once the 30-day return period has ended. Covered issues include stains, rips or tears, seam, and other similar problems. Defects in materials or workmanship are covered after the manufacturer expires. Claims may be filed any time online or by phone; most claims are approved within minutes. We will send you card for the purchase of your covered product. In some instances, we will replace or repair it. Product eligibility requires that the plan be purchased with the product or within 30 days of the product purchase. Pre-existing conditions are not covered. Terms Details: More information about this plan can be found in the "Product guides and documents" section — click "User Guide" for more information. Terms Conditions will be available in Your Orders. Asurion will also email your plan confirmation with Terms Conditions to the address associated with your account within 24 hours of purchase.